{"id":3399,"date":"2024-03-19T12:14:00","date_gmt":"2024-03-19T09:14:00","guid":{"rendered":"https:\/\/haberkaradenizim.com\/index.php\/2024\/03\/19\/merkez-bankasi-kredi-kartindan-nakit-borclanmaya-faiz-duzenlemesi-getirdi\/"},"modified":"2024-03-19T12:14:00","modified_gmt":"2024-03-19T09:14:00","slug":"merkez-bankasi-kredi-kartindan-nakit-borclanmaya-faiz-duzenlemesi-getirdi","status":"publish","type":"post","link":"https:\/\/haberkaradenizim.com\/index.php\/2024\/03\/19\/merkez-bankasi-kredi-kartindan-nakit-borclanmaya-faiz-duzenlemesi-getirdi\/","title":{"rendered":"Merkez Bankas\u0131, Kredi Kart\u0131ndan Nakit Bor\u00e7lanmaya Faiz D\u00fczenlemesi Getirdi!"},"content":{"rendered":"<div data-text-id=\"32625\" property=\"articleBody\">\n<p>Uzmanlara g\u00f6re, faiz oranlar\u0131n\u0131n art\u0131r\u0131lmas\u0131yla birlikte, \u00f6zellikle d\u00f6viz yat\u0131r\u0131m\u0131 yaparak nakit avans kullananlar\u0131n etkilenmesi hedefleniyor. Ayr\u0131ca, bankalar\u0131n \u00f6n\u00fcm\u00fczdeki d\u00f6nemde \u015firketleri d\u00f6vizden T\u00fcrk Liras\u0131na ge\u00e7i\u015fe te\u015fvik etmek amac\u0131yla faiz politikalar\u0131n\u0131 d\u00fczenlemesi bekleniyor.<\/p>\n<div class=\"post-flash\">\n<p><a href=\"https:\/\/www.saglikpersonelihaber.net\/akaryakit-fiyatlarina-cifte-zam\" class=\"post-flash__content\" target=\"_self\" title=\"Akaryak\u0131t Fiyatlar\u0131na \u00c7ifte Zam!\" style=\"background-color: #A61C1E\" rel=\"noopener\"><br \/>\n<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/saglikpersonelihabernet.teimg.com\/crop\/250x150\/saglikpersonelihaber-net\/uploads\/2024\/03\/akaryakit-zam.jpg\" alt=\"Akaryak\u0131t Fiyatlar\u0131na \u00c7ifte Zam!\" width=\"231\" height=\"140\" class=\"content-paragraph-image\"\/><br \/>\n<span class=\"post-flash__heading\"><br \/>\n<span class=\"post-flash__h4\">Akaryak\u0131t Fiyatlar\u0131na \u00c7ifte Zam!<\/span><br \/>\n<\/span><br \/>\n<\/a>\n<\/div>\n<p>Merkez Bankas\u0131&#8217;n\u0131n cumartesi g\u00fcn\u00fc duyurdu\u011fu iki yeni karar kapsam\u0131nda, kredi kart\u0131 ve kredili mevduat hesaplar\u0131ndan nakit \u00e7ekim i\u015flemlerinde faiz oranlar\u0131n\u0131n ihtiya\u00e7 kredisi faiz oran\u0131yla uyumlu seviyeye y\u00fckseltildi\u011fi a\u00e7\u0131kland\u0131. Bu kararla birlikte, ihtiya\u00e7 kredisi ile nakit avans faiz oranlar\u0131 e\u015fitlendi ve hesaplanan ayl\u0131k azami akdi faiz oran\u0131 y\u00fczde 4,42&#8217;den y\u00fczde 5&#8217;e y\u00fckseltildi.<\/p>\n<p>NAK\u0130T AVANS \u0130LE D\u00d6V\u0130Z ALIMINA M\u00dcDAHALE<\/p>\n<p>Uzmanlar, karar\u0131n ihtiya\u00e7 kredisi ve kredi kart\u0131 taraf\u0131ndaki h\u0131zl\u0131 b\u00fcy\u00fcmenin \u00f6n\u00fcne ge\u00e7ilmesi i\u00e7in al\u0131nan \u00f6nlemlerden biri oldu\u011funu belirtti.<\/p>\n<p>S\u00f6z konusu karar ile d\u00fc\u015f\u00fck faizli nakit avansa olan ilginin so\u011futulmas\u0131n\u0131n hedeflendi\u011fi kaydedildi.<\/p>\n<p>Uzmanlara g\u00f6re se\u00e7im \u00f6ncesi nakit avans ile d\u00f6viz yat\u0131r\u0131mlar\u0131n\u0131n art\u0131\u015f g\u00f6sterdi. Faizlerin y\u00fckseltilmesi ile bu durumun \u00f6n\u00fcne ge\u00e7ilmesinin hedeflendi\u011fi aktar\u0131ld\u0131.<\/p>\n<p>S\u00f6z konusu karar ile nakit avans ihtiya\u00e7lar\u0131n\u0131 kar\u015f\u0131layan vatanda\u015flar\u0131n hedef al\u0131nmad\u0131\u011f\u0131 ifade edildi.<\/p>\n<p><strong>\u015e\u0130RKETLER TL&#8217;YE \u0130KNA ED\u0130LECEK<\/strong><\/p>\n<p>Merkez Bankas\u0131, ger\u00e7ek ve t\u00fczel ki\u015filer i\u00e7in uygulanan TL pay\u0131 hedeflerini de g\u00fcncelledi. Karara g\u00f6re bankalar\u0131n t\u00fczel ki\u015fi TL pay\u0131 i\u00e7in ayl\u0131k art\u0131\u015f hedefi getirildi.<\/p>\n<p>Uzmanlar s\u00f6z konusu karar ile bankalar\u0131n \u015firket m\u00fc\u015fterileri \u00f6n\u00fcm\u00fczdeki d\u00f6nemde d\u00f6vizden TL&#8217;ye d\u00f6n\u00fc\u015f i\u00e7in ikna etmeleri gerekece\u011fini ifade etti.<\/p>\n<p>Daha \u00f6nce t\u00fczel ki\u015fi TL pay\u0131 i\u00e7in bir \u00f6nceki aya g\u00f6re art\u0131\u015f hedefi bulunmuyor ve 18 A\u011fustos 2023&#8217;teki seviyesinin korunmas\u0131 gerekiyordu.<\/p>\n<p>Belirlenen hedeflerin sa\u011flanamamas\u0131 halinde komisyon oranlar\u0131 art\u0131r\u0131ld\u0131.<\/p>\n<p><strong>TAKS\u0130T SAYISI D\u00dc\u015e\u00dcR\u00dcLM\u00dc\u015eT\u00dc<\/strong><\/p>\n<p>Ge\u00e7en hafta da kredi kart\u0131na nakit avansta taksit s\u0131n\u0131r\u0131 12&#8217;den 3&#8217;e indirilmi\u015fti. Ayr\u0131ca nakit avansta limit oranlar\u0131 d\u00fc\u015f\u00fcr\u00fclm\u00fc\u015ft\u00fc. \u0130lk m\u00fc\u015fterilere verilen faizsiz kredilerin vadesi 6 aydan 3 aya indirilmi\u015fti.<\/p>\n<p>S\u00f6z konusu d\u00fczenlemeler i\u00e7in Merkez Bankas\u0131&#8217;ndan bankalara talimat gitmedi\u011fi, s\u00f6zl\u00fc y\u00f6nlendirme yap\u0131ld\u0131\u011f\u0131 ifade edilmi\u015fti.<\/p>\n<p>\n<span class=\"reporter-name\"><strong class=\"text-uppercase\">Edit\u00f6r: <\/strong>Serap <\/span>\n<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Uzmanlara g\u00f6re, faiz oranlar\u0131n\u0131n art\u0131r\u0131lmas\u0131yla birlikte, \u00f6zellikle d\u00f6viz yat\u0131r\u0131m\u0131 yaparak nakit avans kullananlar\u0131n etkilenmesi hedefleniyor.<\/p>\n","protected":false},"author":1,"featured_media":3400,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[27],"tags":[],"class_list":["post-3399","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-saglik"],"_links":{"self":[{"href":"https:\/\/haberkaradenizim.com\/index.php\/wp-json\/wp\/v2\/posts\/3399","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/haberkaradenizim.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/haberkaradenizim.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/haberkaradenizim.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/haberkaradenizim.com\/index.php\/wp-json\/wp\/v2\/comments?post=3399"}],"version-history":[{"count":0,"href":"https:\/\/haberkaradenizim.com\/index.php\/wp-json\/wp\/v2\/posts\/3399\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/haberkaradenizim.com\/index.php\/wp-json\/wp\/v2\/media\/3400"}],"wp:attachment":[{"href":"https:\/\/haberkaradenizim.com\/index.php\/wp-json\/wp\/v2\/media?parent=3399"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/haberkaradenizim.com\/index.php\/wp-json\/wp\/v2\/categories?post=3399"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/haberkaradenizim.com\/index.php\/wp-json\/wp\/v2\/tags?post=3399"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}